Absolutely. Your car insurance (and any other Homebody coverage) can move with you. No need to start over.
Car Insurance
Confidence for every mile you drive.
Compare rates, find flexible coverage, and get instant quotes — all in just a few minutes.
Simple to get started
1
Enter your ZIP
We'll find providers in your area.
2
Compare quotes
See rates from multiple carriers side by side.
3
Choose & save
Pick the best rate and get covered instantly.
Smarter car insurance
Compare multiple carriers
See quotes from top providers side by side — no more calling around.
Quotes in minutes
Get an instant quote without leaving the app. No paperwork.
Full coverage options
Liability, collision, comprehensive, and uninsured motorist — all available.
Same-day coverage
Many carriers offer same-day activation. You could be insured within hours.
Easy switching
Already have a policy? Compare rates and switch if you find a better deal.
Coverage options
Liability
This is required in every state except Florida. If you cause an accident, it covers the cost of bodily injury to people or property.
Collision
Covers damage to your car from accidents, regardless of fault.
Comprehensive
Covers damages from break-ins, fire, hail, or even vandalism. It’s usually optional, but your lender might require it.
Uninsured / underinsured motorist
Protects you if you're hit by someone without adequate insurance.
Personal Injury Protection (PIP)
PIP helps you pay medical expenses for your injuries. If you lose income or have child care expenses because of an accident, this can cover those costs too.
Medical payments
100% optional. This can cover the cost of injuries to you, your passengers, or family driving your vehicle.
Frequently asked questions
Can I keep my policy if I switch apartments?
Do I get a discount for bundling with renters insurance?
We don’t bundle in the traditional sense, but we do find the best prices across top-rated carriers. In many cases, that means lower rates than a bundle elsewhere.
Do I need car insurance if I rent my apartment?
Yes. Car insurance is separate from renters insurance. If you own or lease a car, you're legally required to have coverage even if you live in an apartment.
Drive safely, keep your credit in good shape, and shop smart. Homebody helps you find competitive rates without the work of comparison shopping.
How is my rate calculated?
Your rate is based on things like your age, driving record, location, car type, and how much you drive. Different carriers weigh these differently that’s why we compare quotes for you.
Is car insurance cheaper if I drive less?
Often, yes. If you don’t drive much, you may qualify for a low-mileage discount or usage-based policy. We’ll help you find one.
What does car insurance actually cover?
Car insurance helps pay for damage or injuries after a car accident. Depending on your policy, itcan cover other drivers, your car, medical bills, or unexpected events like theft or weather damage.
What’s the difference between liability, comprehensive, and collision?
Liability: Covers other people’s injuries or damage if you cause an accident.Collision: Pays to repair or replace your car after an accident.Comprehensive: Covers non-accident stuff like theft, fire, or falling tree branches.
What’s the minimum car insurance I need to be legal?
Every state has its own rules, but at the very least, you’ll need liability coverage. Homebody helps you stay compliant without overpaying.
Homebody Insurance
One agency.Total coverage.
Renters Insurance
Protect your belongings, cover liability, and get temporary housing if disaster strikes.
Car Insurance
Comprehensive and liability coverage for your vehicle, bundled with your renter life.
Pet Insurance
Vet bills, accidents, and illness coverage so you can focus on your pet, not your wallet.
Jewelry Insurance
Specialized coverage for engagement rings, watches, and valuables beyond what renters covers.
Life Insurance
Term and whole life policies that protect the people who depend on you, starting younger than you think.
Device Insurance
Cracked screens, theft, and mechanical failure covered for your phone, laptop, and more.
Homeowners Insurance
Full dwelling and liability coverage when you're ready to make the move from renting to owning.
RV Insurance
Whether it's a weekend camper or full-time home on wheels, we've got coverage for how you live.
