Every state except Florida requires that you have liability coverage. So at the very least, you should have liability insurance for your car.
It all depends on the amount of financial risk you want to take on.
Let’s say you just bought a brand new Subaru. If you caused an accident and totaled your car, could you afford to keep paying for a car you can’t drive anymore on top of having to buy a new car? If not, consider collision and comprehensive coverage.
But if you’re scooting around town in your paid-off 1993 Ford Festiva that’s racked up 400k miles, you can probably get by on liability.
Yes! Just call us at 1-877-577-0850. Agents are available 6am - 6pm MT, M-F.