This is required in every state except Florida. If you cause an accident, it covers the cost of bodily injury to people or property.
When the person who causes an accident doesn’t have insurance (or enough of it), this is what you want.
Covers damages from break-ins, fire, hail, or even vandalism. It’s usually optional, but your lender might require it.
This helps you repair or replace your car if you’re in an accident with another vehicle. It’ll also cover damage to your car if you back into something.
PIP helps you pay medical expenses for your injuries. If you lose income or have child care expenses because of an accident, this can cover those costs too!
100% optional. This can cover the cost of injuries to you, your passengers, or family driving your vehicle.
So we’ve made the sign-up process only take a few minutes, but a real person is always available to answer your questions.
Every state except Florida requires that you have liability coverage. So at the very least, you should have liability insurance for your car.
It all depends on the amount of financial risk you want to take on.
Let’s say you just bought a brand new Subaru. If you caused an accident and totaled your car, could you afford to keep paying for a car you can’t drive anymore on top of having to buy a new car? If not, consider collision and comprehensive coverage.
But if you’re scooting around town in your paid-off 1993 Ford Festiva that’s racked up 400k miles, you can probably get by on liability.
Yes! Just call us at 1-877-577-0850. Agents are available 6am - 6pm MT, M-F.
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