Just cats and dogs.
Care for your pets without financial stress.
Vet bills shouldn't stand between you and the care your pet deserves.

Protect your pet in minutes
Enroll early for the best coverage. The sooner you enroll, the more comprehensive your pet's coverage will be.
Tell us about your pet
Breed, age, and a few
quick details.
Choose your coverage
Pick the plan that fits
your pet's needs.
Get covered
Your pet is protected starting immediately.
What's covered
In an emergency, pet insurance adds an extra layer of comfort. Get covered or reimbursed depending on your plan choice.
Accidents & Injuries
Illness
Surgery
Prescriptions
Follow-up care
Care without the financial stress
Getting reimbursed is easy.
Any licensed vet
Visit any veterinarian, specialist, or emergency clinic. No network restrictions.
Submit your bill
Log in to your policy portal and upload your vet bill.
Get reimbursed fast
Choose a check or direct deposit and get your money back quick.
Frequently asked questions
Age, breed, location, insurance type, animal type (cat or dog).
It all depends on the level of risk you want to take on. The higher your deductible, the lower your monthly premiums (and vice versa).
Homebody pet insurance is powered by Prudent Pet. Filing a claim is simple and can be done online through your pet portal. Just follow these steps:- Log in to your Prudent Pet pet portal- Select File a Claim and upload your vet invoice and medical records- Submit your claim and track its status onlineMost claims are reviewed within about 10 to 15 business days. Once approved, you’ll receive your reimbursement by direct deposit or check, depending on your preference.
One agency.Total coverage.
Renters Insurance
Protect your belongings, cover liability, and get temporary housing if disaster strikes.
Car Insurance
Comprehensive and liability coverage for your vehicle, bundled with your renter life.
Pet Insurance
Vet bills, accidents, and illness coverage so you can focus on your pet, not your wallet.
Jewelry Insurance
Specialized coverage for engagement rings, watches, and valuables beyond what renters covers.
Life Insurance
Term and whole life policies that protect the people who depend on you, starting younger than you think.
Device Insurance
Cracked screens, theft, and mechanical failure covered for your phone, laptop, and more.
Homeowners Insurance
Full dwelling and liability coverage when you're ready to make the move from renting to owning.
RV Insurance
Whether it's a weekend camper or full-time home on wheels, we've got coverage for how you live.