Life insurance is great if you have people depending on you financially. But if you’re younger and don’t have any dependents or large debts, you’re probably ok without a policy.
Life Insurance
Help secure your family's future, starting today.
Affordable term life insurance that can give your loved ones peace of mind.
Get covered in three steps
Even if you’re just getting started in life, it’s worth having a plan.
1
Answer a few questions
Tell us about yourself and your coverage needs.
2
Get a quote
Receive an instant quote.
3
Apply online in minutes
Fast, flexible, renter-friendly protection.
Security for your family's future
Life insurance helps cover the “what ifs” you don’t want to think about—from shared lease obligations to family support.
Protect your loved ones
Coverage that supports your loved ones financially if something happens to you.
Adjust as life changes
Adjust your coverage as your family and financial situation evolve.
Instant decisions and quick approvals
Qualified applicants are approved same day.
Worry less
Have a plan for student loans and shared debts.
Frequently asked questions
Do I even need life insurance?
How is life insurance offered?
Homebody has partnered with Ladder to offer term life insurance.
Ladder Insurance Services, LLC (CA license # OK22568; AR license # 3000140372) distributes term life insurance products issued by multiple insurers – for further details see ladderlife.com. All insurance products are governed by the terms set forth in the applicable insurance policy. Each insurer has financial responsibility for its own products.
260901-5890454
Which type of life insurance should I get?
It really depends on your situation. Nine times out of 10, term life will be the right choice. But if you have more money to spend on monthly premiums and want coverage that isn’t dependent on term limits, whole life might be for you.
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