Get a life insurance policy with Homebody.
It’s simple: You pay a monthly premium for a predefined term (typically 10 to 30 years). If you pass away during the term, your beneficiary gets a lump-sum cash payment.
Whole life policies aren’t limited to a term. They last your whole life and can also accumulate value over time.
Term life is great if:
Whole life is great if:
Talk to a real person who can give you advice based on your situation.
Life insurance is great if you have people depending on you financially. But if you’re younger and don’t have any dependents or large debts, you’re probably ok without a policy.
It really depends on your situation. Nine times out of 10, term life will be the right choice. But if you have more money to spend on monthly premiums and want coverage that isn’t dependent on term limits, whole life might be for you.
