No.
Wear your favorite pieces without worry.
Extra protection for engagement rings, watches, and the pieces that mean the most to you.

What can you cover with jewelry insurance?
Someone steals your necklace. Your engagement ring falls off during a hike. Your bracelet scrapes against pavement. Get it replaced or repaired with a jewelry insurance policy.
Cover routine maintenance for normal wear and tear, like prong re-tipping, stone tightening, clasp replacements, and more!
Lose your diamond ring in Barcelona? Earring fall off in Rotterdam? Anything that’s lost or stolen while abroad is covered.
If the price of gold skyrockets, so does the coverage for your gold ring. This service is complimentary—we want you to always have the right amount of coverage.
Keep other insurance premiums down
Covering jewelry through your renters or homeowners insurance can be expensive. Get a jewelry insurance policy instead.
Jewelry Insurance Roundup
Frequently asked questions
No. Homebody’s jewelry insurance is a repair or replace policy. If you have questions about what you should set your replacement value at, call one of our agents at (866)-234-8829.
Yes, as long as it’s a covered type of loss.
Rings, earrings, chains, bracelets, watches, pendants, loose stones. You can cover all fine jewelry.
One agency.Total coverage.
Renters Insurance
Protect your belongings, cover liability, and get temporary housing if disaster strikes.
Car Insurance
Comprehensive and liability coverage for your vehicle, bundled with your renter life.
Pet Insurance
Vet bills, accidents, and illness coverage so you can focus on your pet, not your wallet.
Jewelry Insurance
Specialized coverage for engagement rings, watches, and valuables beyond what renters covers.
Life Insurance
Term and whole life policies that protect the people who depend on you, starting younger than you think.
Device Insurance
Cracked screens, theft, and mechanical failure covered for your phone, laptop, and more.
Homeowners Insurance
Full dwelling and liability coverage when you're ready to make the move from renting to owning.
RV Insurance
Whether it's a weekend camper or full-time home on wheels, we've got coverage for how you live.


