Jewelry Insurance

Wear your favorite pieces without worry.

Extra protection for engagement rings, watches, and the pieces that mean the most to you.

Close up of a couple holding hands, focused on their rings

What can you cover with jewelry insurance?

Accidental loss, damage, & theft

Someone steals your necklace. Your engagement ring falls off during a hike. Your bracelet scrapes against pavement. Get it replaced or repaired with a jewelry insurance policy.

Wear & tear repairs

Cover routine maintenance for normal wear and tear, like prong re-tipping, stone tightening, clasp replacements, and more!

International travel

Lose your diamond ring in Barcelona? Earring fall off in Rotterdam? Anything that’s lost or stolen while abroad is covered.

Automatic value adjustments

If the price of gold skyrockets, so does the coverage for your gold ring. This service is complimentary—we want you to always have the right amount of coverage.

Jewelry Insurance Roundup

Dive into the our favorite articles to help you understand the ins and outs of jewelry insurance.

Frequently asked questions

No.

No. Homebody’s jewelry insurance is a repair or replace policy. If you have questions about what you should set your replacement value at, call one of our agents at (866)-234-8829.

Yes, as long as it’s a covered type of loss.

‍Rings, earrings, chains, bracelets, watches, pendants, loose stones. You can cover all fine jewelry.

Protect the pieces that tell your story.

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